What cities and communities does ZIP code 32401 cover?

ZIP 32401 covers Parker, Cedar Grove, and Springfield in Bay County, Florida, along with Tyndall Air Force Base. It sits just east of downtown Panama City on St. Andrew Bay.

Is 32401 a good ZIP code for military families near Tyndall AFB?

Yes, 32401 is popular with military families because it directly borders Tyndall Air Force Base and offers a short commute. Cedar Grove and Parker in particular attract active-duty and retired service members.

What kind of housing is common in ZIP 32401?

Housing includes older brick ranch homes in Cedar Grove and Springfield alongside newer construction built after Hurricane Michael in 2018. The mix gives buyers options between historic character and modern rebuilds.

How close is ZIP 32401 to Panama City Beach?

ZIP 32401 is a short drive from Panama City Beach but sits inland along St. Andrew Bay, away from the tourist strip. Residents get bay access and downtown Panama City proximity while beach access is a quick trip via Highway 98.

Bay County · FL

ZIP 32401 Real Estate

ZIP code 32401 spans Parker, Cedar Grove and Springfield in Bay County, Florida, just minutes from Tyndall Air Force Base.

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About ZIP 32401

ZIP 32401 sits in Bay County on Florida's Gulf Coast, encompassing the communities of Parker, Cedar Grove, and Springfield alongside Tyndall Air Force Base. This ZIP borders St. Andrew Bay and lies just east of downtown Panama City, giving residents easy access to Highway 98 and Naval Support Activity Panama City. Housing here reflects decades of coastal Florida development, with older brick ranch homes in Cedar Grove and Springfield sitting alongside newer construction that followed rebuilding efforts after Hurricane Michael in 2018. Tyndall AFB anchors the area's military presence, drawing active-duty families and retirees seeking proximity to base without a long commute. Bay County School District serves the ZIP, and residents shop and dine along Highway 231 and near downtown Panama City. Buyers are drawn to the mix of waterfront glimpses, established tree-lined streets, and a slower-paced Gulf Coast lifestyle distinct from the tourist corridor of Panama City Beach.

ZIP 32401 on the map

ZIP 32401 boundary — the area we serve.

Living in ZIP 32401

Life in ZIP 32401 centers on St. Andrew Bay and the working waterfront culture of Bay County. Parker and Cedar Grove offer quiet residential streets close to boat ramps and fishing spots along the bay, while Springfield's historic core provides walkable blocks near downtown Panama City's shops and restaurants. Tyndall AFB brings a steady rhythm of military families to the area, supporting nearby schools, churches, and small businesses. Weekend routines often include boating on the bay, visiting downtown Panama City's Marina Civic Center events, or a short drive to Panama City Beach's Gulf sands. The pace here feels local and unhurried compared to the beach's peak-season crowds.

Why buyers choose ZIP 32401

Life in ZIP 32401 centers on St. Andrew Bay and the working waterfront culture of Bay County. Parker and Cedar Grove offer quiet residential streets close to boat ramps and fishing spots along the bay, while Springfield's historic core provides walkable blocks near downtown Panama City's shops and restaurants. Tyndall AFB brings a steady rhythm of military families to the area, supporting nearby schools, churches, and small businesses. Weekend routines often include boating on the bay, visiting downtown Panama City's Marina Civic Center events, or a short drive to Panama City Beach's Gulf sands. The pace here feels local and unhurried compared to the beach's peak-season crowds.

ZIP 32401 market snapshot

Housing in ZIP 32401 ranges from modest post-war homes in Cedar Grove and Springfield to newer rebuilds constructed after Hurricane Michael, giving buyers a spread of ages and price points to consider. Proximity to Tyndall AFB keeps rental and resale demand steady from military relocations, while Springfield's historic character appeals to buyers wanting older architectural details. Inventory tends to move based on base assignment cycles and seasonal Gulf Coast interest. Sellers benefit from the area's walkable downtown access and bay proximity, while buyers should factor in flood zone considerations common to Bay County's coastal ZIPs.

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ZIP 32401 real estate FAQ

What cities and communities does ZIP code 32401 cover?: ZIP 32401 covers Parker, Cedar Grove, and Springfield in Bay County, Florida, along with Tyndall Air Force Base. It sits just east of downtown Panama City on St. Andrew Bay.
Is 32401 a good ZIP code for military families near Tyndall AFB?: Yes, 32401 is popular with military families because it directly borders Tyndall Air Force Base and offers a short commute. Cedar Grove and Parker in particular attract active-duty and retired service members.
What kind of housing is common in ZIP 32401?: Housing includes older brick ranch homes in Cedar Grove and Springfield alongside newer construction built after Hurricane Michael in 2018. The mix gives buyers options between historic character and modern rebuilds.
How close is ZIP 32401 to Panama City Beach?: ZIP 32401 is a short drive from Panama City Beach but sits inland along St. Andrew Bay, away from the tourist strip. Residents get bay access and downtown Panama City proximity while beach access is a quick trip via Highway 98.